Vol 2 Ed 10

Volume 2 Edition 10 Newsletter

Online at http://www.financialcareservices.com.au/newsletters/vol-2-ed-10/

FINANCIAL CARE SERVICES
Independent aged care, lifestyle and financial advice for seniors
Volume 2 Edition 10 – 18 December 2012

Hello

WHEN IS AN INTEREST RATE TOO GOOD TO BE TRUE?

Sadly many Victorian have recently discovered that their ‘deposits’ in a bank like entity were actually investments in the debentures of a now insolvent company. To learn some clues about what is a reasonable interest rate for a retail investor and what might be ‘courageous’ read this explanation of the basics of Retail Interest Rates
http://www.financialcareservices.com.au/2012/12/18/retail-interest-rates/

CHRISTMAS GREETINGS
May the Christmas Star with its message of hope light your way in the New Year.
When they saw the star, they were overjoyed Matthew 2:10

FOR A HAPPY NEW YEAR
Make a New Year Resolution to review your Will and Powers of Attorney.

If you would prefer not to have your State Public Trustee administer your financial affairs when you become incapacitated then appoint your preferred person now. Alas even young healthy people like us can get hit by buses and seriously nasty bugs.

Ask your lawyer to assist you grant Enduring Powers of Attorney over your financial affairs to someone that you trust.

NEW CENTRELINK ADVICE SERVICE
After many requests for specific assistance to help understand Centrelink requirements, I am pleased to announce that I now offer a special 45 minute consultation by phone or in person to assess your entitlements. To book your appointment please call 03 9808 0338.

____________________________________________________

Christine Hopper
Director
Financial Care Services Pty Ltd
Independent aged care, lifestyle and financial advice for seniors in Melbourne, Victoria, Australia
Australian Financial Services Licence Number
299570 (check this at www.search.asic.gov.au/fsr/flb.html)
Authorised Representative Number
252529 (check this at www.search.asic.gov.au/fsr/far.html)

Telephone – call +61 3 9808 0338
Email – contact info@financialcareservices.com.au
Address – mail or meet at 172 Warrigal Road, Camberwell Victoria 3124
Website – visit www.financialcareservices.com.au
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Past newsletters – see http://www.financialcareservices.com.au/newsletters
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Disclaimer: The information contained in this newsletter is of a general nature only and does not constitute “financial advice”. You should obtain your own personal financial advice before investing any money or moving in to any retirement village, lifestyle community or aged care facility. Financial Care Services is licensed to provide financial advice to individual clients based on their personal situations.